I very worried about credit card security and that people in this country can use credit cards that are not in their name. So I would like to make it impossible for anyone to get a credit card in my name. I would like to have something on the record that no credit card should be issued in my name unless my ID is veryfied in person. I read about credit freeze, but it seems that this does not protect completely. I also read about placing a fraud alert, but can I do that just as prevention? Without an actual identity theft having taken place? Is there one agency I can contact or do I have to contact every single credit card company?

For the past few months, I have constantly got collections calls for someone who has the same first and last name as me. Our first and last names are the same, but we have a different middle initial. At first I wasn’t bothered too much by these, but the have become increasingly frequent, and upsetting. The collectors are very rude to me, and I am really beginning to become upset by the way I am being treated. The calls usually go-
"hello is this (first & last name)"
I’ll then say yes it is
then the collector will tell me they are calling about my capital one visa card.
then i tell them that i do not have this card, and they have the wrong phone number, after that the collectors become very rude, accusing me of lying about not being this person, and often use very harsh language.
I have explained on every call that I have the same first and last name, but do not, and never have had a capital one card, etc. Each time I am called, I am told my number will be marked as incorrect. But this has been going on for a good 6 months, 2-3 times a week, often more. I have never had a capital one card, or any credit card for that matter. I get a credit report quarterly from BoA, so I know that identity theft isn’t a problem in this particular case. After about a month or so of these calls I unlisted my number, however that hasn’t made much of a difference. On many calls I have requested to speak to a supervisor, but am always denied, and just told that the agent I am speaking to will take care of removing the number. I am really getting tired of this. These calls show up on caller id as several different sources/#s, so it isn’t a matter of just avoiding a certain caller. What else can I do to make this harassment stop?

or is more info than name and address needed to steal I.D.?

i filled out some payday loan applications with my social security numbers and bank routing numbers, address, etc… and when i pressed submit… the page just transferred me to some other lends pages with all my informations on it… and filled that one out not knowing anything.. it transferred me to another lenders page with all my informations again… then i started getting like 10+ txt msgs within 10 minutes and calls… so i replied everything saying stop…and 1 of the txt msg on my phone said "UR now unsubscribed from Money4NowUSA.com messages. Other charges may apply. Info at Money4NowUSA.com…. am i going to get charged anything?? identity theft?? how do i avoid it??? do i cancel my bank account? what do i do??? helpppp!!!

I need a job much closer to home. I want to put my job resume online, but I’m afraid my current employer of three years will see it. How can I avoid this? Also, Im afraid of including my address and my past employers for fear of identity theft. The job site I love, requires an online resume before you can view their job openings. Is it O.K. if my current employer accidentally sees it?

Could this cause us any problems with identity theft? Is there anyway to avoid it if there is?