Identity Theft Information dot Org

My teacher let everybody in the class take home their test and redo it since everybody in the class failed, so i really need some help on it! I would grately appreciate any help you give me with these problems.

1. _________ is not a type of term insurance.
a. limited pay
b. decreasing
c. convertible
d. renewable
e. straight

2. The largest portion of health care costs pay for
a. hospital expenses
b. prescription drugs
c. physicians services
d. nursing home costs
e. medical equipment

3. Dennis purchased a policy with an initial premium of ,000 and may elect how much he desires to pay in premiums from now on. He has purchased a face value of 0,000 and can accumulate cash value. What type of life insurance has Dennis purchased?
a. universal life
b. whole life
c. variable life
d. term life
e. adjustable whole life

4. If you needed a loan to buy furniture, the lowest interest rate would usually be available from a
a. savings and loan association
b. pawn shop
c. captive finance company
d. consumer finance company
e. credit union

5. The probability of a loss occurring can be reduced by
a. rish ovservance
b. loss prevention
c. rish assumption
d. underwriting
e. insurance

6. The ________ legally binds the borrower and lender to all items and conditions of an installment contract.
a. note
b. contract
c. security agreement
d. sales contract
e. bond

7. Major medical plans are characterized by deductibles, internal limits, and
a. benefit levels
b. participation or coinsurance
c. illness or injury frequency limits
d. maximum surgical medical benefits
e. sliding or decreasing premiums

The next ones are complete the sentence. (A for the first one, B for the second one, and C if neither) This is where I got really confused.

1. Health care currently represents about (10.5 – 13.5) percent of US gross domestic product.

2. Medicare would pay (the entire – part of the) hospital bill for a covered person.

3. (Special purpose policies – Deferred premium life insurance) is highly recommended for college students.

4. (The government – Individuals) pay(s) a larger share of personal health care expenses than private health insurance.

5. The number one consumer complaint is now (identity theft – credit care fraud) according to the Federal Trade Commission.

sorry for all the work.. it was just too confusing for me to do my own.. you dont have to answer them all or any at all, i just want a little help so i dont end up failing. thanks
yeah apparently you dont know this class.. none of this is what we go over in class so we are on our own tryin to answer these…