Comments on: identity theft scams – should you provide a copy of your DL to an internet company? http://www.identitytheftinformation.org/identity-theft-scams-should-you-provide-a-copy-of-your-dl-to-an-internet-company/ Identity Theft - Keep Your Identity For Yourself Thu, 19 Aug 2010 21:28:40 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: Suzanne: YPA http://www.identitytheftinformation.org/identity-theft-scams-should-you-provide-a-copy-of-your-dl-to-an-internet-company/comment-page-1/#comment-350 Suzanne: YPA Sat, 24 Oct 2009 07:56:31 +0000 http://www.identitytheftinformation.org/897/identity-theft-scams-should-you-provide-a-copy-of-your-dl-to-an-internet-company/#comment-350 First, you should contact your state's commissioner of financial regulation or banking to make sure they're properly licensed to conduct business in your state. Assuming they are, your financial information is protected under the terms of the Graham-Leach-Bliley Act (GLBA), which safeguards personal information collected by financial institutions. A company performing mortgage refinancing does qualify as a financial institution under the GLBA. During the refinancing process, you've undoubtedly been asked to provide your SSN already, so that it's on your DL shouldn't be an issue. Typically, companies require a copy of a government-issued picture ID so they can be sure you are who you say you are. If you absolutely object, they cannot require your DL, but can require some other form of government-issued picture ID. You can go to your local DMV and get an ID made, but call ahead and ask whether it will show your SSN. You may also want to contact your State Delegate and complain about your SSN appearing on your DL. It's my understanding that the majority of states in the U.S. have eradicated this due to financial privacy concerns. First, you should contact your state’s commissioner of financial regulation or banking to make sure they’re properly licensed to conduct business in your state. Assuming they are, your financial information is protected under the terms of the Graham-Leach-Bliley Act (GLBA), which safeguards personal information collected by financial institutions. A company performing mortgage refinancing does qualify as a financial institution under the GLBA.

During the refinancing process, you’ve undoubtedly been asked to provide your SSN already, so that it’s on your DL shouldn’t be an issue. Typically, companies require a copy of a government-issued picture ID so they can be sure you are who you say you are. If you absolutely object, they cannot require your DL, but can require some other form of government-issued picture ID. You can go to your local DMV and get an ID made, but call ahead and ask whether it will show your SSN.

You may also want to contact your State Delegate and complain about your SSN appearing on your DL. It’s my understanding that the majority of states in the U.S. have eradicated this due to financial privacy concerns.

]]>